|
 
American Checking
- No monthly service fee with a $250 minimum daily balance or if one of the following apply
- $2,500 on deposit in a money market account
- $1,000 on deposit in a regular savings account
- $5,000 in a certificate of deposit
- Direct deposit
- Monthly service fee of $4.00 plus $.25 per transaction in excess of 20 charged on accounts not meeting the above criteria
- Free ATM/Check card available (to qualified customers)
- Free credit card (if used once annually)
- Free ATM usage at any ATM displaying the ATM Access logo
- Free Internet banking
- Free BillPay ($7 per month if not used once every 3 months)
American Partner Checking
- No monthly service fee with a $250 minimum daily balance or if one of the following apply
- $2,500 on deposit in a money market account
- $1,000 on deposit in a regular savings account
- $5,000 in a certificate of deposit
- Direct deposit
- Monthly service fee of $4.00 charged on accounts not meeting the above criteria
- Free ATM/Check card available (to qualified customers)
- Free credit card (if used once annually)
- Free ATM usage at any ATM displaying the ATM Access logo
- Free Internet banking
- Free BillPay ($7 per month if not used once every 3 months)
- Interest earned on daily balances exceeding $1,000; tiered interest rate structure
- Free Reserve Account (overdraft line of credit)
- Free first order of custom bank checks
American VIP Checking
- Designed for our customers age 55 and above or for customers with over $25,000 in personal accounts
- No minimum balance; No service fees
- Free ATM/Check card available (to qualified customers)
- Free credit card (if used once annually)
- Free ATM usage at any ATM displaying the ATM Access logo
- Free Internet banking
- Free BillPay ($7 per month if not used once every 3 months)
- Interest earned on daily balances exceeding $1,000; tiered interest rate structure
- Free Reserve Account (overdraft line of credit)
- Free first order of custom bank checks
- Free official checks and traveler’s checks
- Three free telephone transfers per month
- $5 discount annual safe deposit rent
American Star Checking
- Designed for our stockholders or customers with aggregate personal deposits of $100,000 or more
- No minimum balance; No service fees
- Free ATM/Check card available (to qualified customers)
- Free credit card (if used once annually)
- Free ATM usage at any ATM displaying the ATM Access logo
- Free Internet banking
- Free BillPay ($7 per month if not used once every 3 months)
- Money market checking interest rate earned on daily balances exceeding $1,000; tiered interest rate structure
- Free Reserve Account (overdraft line of credit)
- Free custom bank checks
- Free official checks and traveler’s checks
- Unlimited free telephone transfers
- $5 discount annual safe deposit rent
- .25 off consumer loans (excluding commercial loans & first mortgage loans)
- .25 basis point on CDs (excluding specials)
|
