Checking Accounts

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Business Checking

American National Bank Fox Cities offers a selection of business checking accounts with different features to better serve your individual banking needs. With all of our checking accounts you may request free online banking, eStatements, and Bill Pay*.

Comparison

 

  American 100 American 250 American Business Community 100 Community 250
Balance Requirement $1,000 minimum daily balance $2,500 minimum daily balance none $250 minimum daily balance $1,000 minimum daily balance
Service Fee $10 if below the minimum balance requirement $15 if below the minimum balance requirement $15 per month $5 if below $250 minimum balance requirement, Account available to sole proprietors, Iolta, Ibreta, non-profit organizations, domestic government units, fiduciaries, and agency agreements $15 if below the minimum balance requirement
Item Fees 100 free: Debits, Checks, Deposits, Deposit Items; $.25 per item thereafter 250 free: Debits, Checks, Deposits, Deposit Items; $.25 per item thereafter $.20 per paper
$.15 per ACH debit
$.30 per paper credit
$.25 per ACH credit
$.10 per deposit item
$.05 per deposit item w/ remote deposit
No charge per on-us deposit item
100 free: Debits, Checks, Deposits, Deposit Items; $.25 per item thereafter 250 free: Debits, Checks, Deposits, Deposit Items; $.25 per item thereafter
Interest no no earnings credit to offset service fee yes yes
Statement Monthly; Free e-statements; Paper statements available upon request
Images Free with e-statements upon request; available upon request with paper statements
Stop Payment $25 per item
NSF Deposit Item $7.50 per item
Wire Transfer Fees $20 - domestic wire out, $40 + costs - international wire out, $15 - incoming
Online Banking / Bill Pay Fees Online Banking, Free.
Billpay free unless not used for 3 consecutive months then $7 per month
Overdraft $30 per item
$5 continuous overdraft every 5 days

 

American 100

American 100 features

balance requirement $1,000 minimum daily balance
service fee  $10.00 if below the minimum balance requirement
item fees 100 free: Debits, Checks, Deposits, Deposit Items; $.25 per item thereafter
interest no
statement monthly; Free e-statements; Paper statements available upon request
images free with e-statements upon request; available upon request with paper statements
stop payment $25.00 per item
NSF deposit item $7.50 per item
wire transfer fees $20.00-domestic wire out, $40.00 + costs-internat'l wire out, $15.00- incoming 
online banking/bill pay fees Online Banking, Free.                                                            
Billpay free unless not used for 3 consecutive months then $7 per month
overdraft $30.00 per item, $5.00 continuous overdraft every 5 days

American 250

American 250 features

balance requirement $2,500 minimum daily balance 
service fee  $15.00 if below the minimum balance requirement
item fees 250 free: Debits, Checks, Deposits, Deposit Items; $.25 per item thereafter
interest no
statement monthly; Free e-statements; Paper statements available upon request
images free with e-statements; available upon request with paper statements
stop payment $25.00 per item
NSF deposit item $7.50 per item
wire transfer fees $20.00-domestic wire out, $40.00 + costs-internat'l wire out, $15.00- incoming 
online banking/bill pay fees Online Banking, Free.                                                            
Billpay free unless not used for 3 consecutive months then $7 per month
overdraft $30.00 per item, $5.00 continuous overdraft every 5 days

American Business

American Business features

balance requirement none
service fee $15.00 per month
item fees $.20 per paper debit                                                                             
$.15 per ACH debit                                                            
$.30 per paper credit                                                                       
$.25 per ACH credit                            
$.10 per deposit item                         
$.05 per deposit item w/ remote deposit)                                                         
No charge per on-us deposit item                             
interest earnings credit to offset service fee
statement monthly; Free e-statements; Paper statements available upon request
images free with e-statements; available upon request with paper statements
stop payment $25.00 per item
NSF deposit item $7.50 per item
wire transfer fees $20.00-domestic wire out, $40.00 + costs-internat'l wire out, $15.00- incoming 
online banking/bill pay fees Online Banking, Free.                                                            
Billpay free unless not used for 3 consecutive months then $7 per month
overdraft $30.00 per item, $5.00 continuous overdraft every 5 days

Community 100

Community 100 features

balance requirement $250 minimum daily balance
service fee $5 if below $250 minimum balance requirement
Account available to sole proprietors, Iolta, Ibreta, non-profit organizations, domestic government units, fiduciaries, and agency agreements
item fees 100 free: Debits, Checks, Deposits, Deposit Items; $.25 per item thereafter
interest yes
statement monthly; Free e-statements; Paper statements available upon request
images free with e-statements upon request; available upon request with paper statements
stop payment $25.00 per item
NSF deposit item $7.50 per item
wire transfer fees $20.00-domestic wire out, $40.00 + costs-internat'l wire out, $15.00- incoming 
online banking/bill pay fees Online Banking, Free.                                                            
Billpay free unless not used for 3 consecutive months then $7 per month
overdraft $30.00 per item, $5.00 continuous overdraft every 5 days

Community 250

Community 250 features

balance requirement $1,000 minimum daily balance 
service fee  $15.00 if below the minimum balance requirement
item fees 250 free: Debits, Checks, Deposits, Deposit Items; $.25 per item thereafter
interest yes
statement monthly; Free e-statements; Paper statements available upon request
images free with e-statements; available upon request with paper statements
stop payment $25.00 per item
NSF deposit item $7.50 per item
wire transfer fees $20.00-domestic wire out, $40.00 + costs-internat'l wire out, $15.00- incoming 
online banking/bill pay fees Online Banking, Free.                                                            
Billpay free unless not used for 3 consecutive months then $7 per month
overdraft $30.00 per item, $5.00 continuous overdraft every 5 days

* Bill Pay is free unless you do not use the service for three (3) consecutive months. After three consecutive months of non-use, a subscriber fee of $7 per month will be automatically deducted from your account.