Certificates of Deposit

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Certificate of Deposit

Certificates of Deposit (CDs) allow you to earn a higher return for your money than regular savings accounts. They are a low-risk investment option because your money is not affected by market fluctuations, as you have a guaranteed interest rate.

  • $500 minimum balance
  • Terms available from 6 months to 60 months with a guaranteed interest rate
  • Interest compounded quarterly
  • Interest may be credited to CD, or paid by check or automatic transfer monthly or quarterly


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