Online Access

Hours

Lobby
9:00am - 5:00pm Monday - Friday
Drive Up Banking
8:00am - 5:30pm Monday - Friday
9:00am - 12:00pm Saturday

Click here to print Click here to email

Savings Accounts

 
Regular Savings

The Regular Savings account is a basic way to save money for wants, needs or goals. The minimum daily balance to avoid a monthly service fee is $100.00 Interest is accrued daily and compounded quarterly.

Minimum balance to obtain APY**

$100.00

Service fee if daily balance falls below $100.00

$5.00/quarterly

Transaction fee if over 10 debits per quarter

$1.00/each

ATM card*

No charge

Online banking

No charge

 
Money Market Savings

The Money Market Savings account offers greater flexibility with your savings and you may earn a greater return on your deposits. Deposits of any amount can be made at any time. The minimum daily balance to avoid a monthly service fee is $1,000. You may earn more interest with a tiered interest rate structure.

Minimum daily balance to obtain APY**

None

Service fee if daily balance falls below $1,000.00

$6.00/monthly

Limited to 6 transfers and withdrawals per month by means of preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction by check, draft, debit card, or similar order payable to third parties

 

Checks clearing in excess of 6 per month

$6.00/each

Unlimited withdrawals in person

No charge

 
Liberty Savings

The Liberty Savings account is designed for military members on active duty, Reserves, National Guard, or Veteran Status. It allows you to save for a want, a need or a goal. Interest is accrued daily and compounded quarterly.

Minimum balance to obtain APY**

None

Service fees

None

Transaction fees

None

ATM card**

No charge

Online banking

No charge

 
Young Savers Savings

The American Young Savers account is designed with benefits for account holders under 18 years of age. Interest is accrued daily and compounded quarterly.

Minimum balance to obtain APY**

None

Service fees

None

Transaction fees

None

 
Holiday Club Savings

Start planning in advance for the next holiday season by opening a Holiday Club savings account to eliminate the financial stress of the holidays. There is no minimum balance to obtain annual percentage yield. Electronic transactions not permitted.  Transfer deposits from American National Bank Fox Cities’ accounts permitted. A check will be issued annually in mid-October for the balance in the account.

 
Health Savings Accounts (HSA)

A Health Savings Accounts (HSA) provides a tax advantage to offset health care expenses. This tax-exempt custodial account is established exclusively for the purpose of paying or reimbursing qualified medical expenses. It is available to taxpayers in the United States who are enrolled in a high deductible health plan (HDHP). The funds contributed to the account are not subject to federal income tax at the time of deposit. Your HSA can grow with funds rolling over year to year if they are not spent. Withdrawals for non-medical expenses will incur penalties. Withdrawals for non-medical expenses may be waived if taken out after age 59.5. Please consult a tax advisor.

  • HSAs are for individuals that have coverage from a high deductible health plan
  • Used exclusively to cover qualified medical expenses incurred by the account beneficiary (the person who establishes the account) and his or her dependents
  • $20 start-up fee
  • No annual fee
  • Free debit card available*
  • Monthly statement
*ATM card available to qualified customers. Transaction fees may apply.
**Annual Percentage Yield