Rates

APY is Annual Percentage Yield.

Certificates of Deposit Special* Interest Rate APY Rate Type
20 or 23-month 0.75 0.75 Fixed
13 or 15-month 0.60 0.60 Fixed
$500 Minimum Balance Required
Certificates of Deposit* Interest Rate APY Rate Type
6-month 0.40 0.40 Fixed
12-month 0.50 0.50 Fixed
18-month 0.60 0.60 Fixed
24-month 0.75 0.75 Fixed
30-month 0.80 0.80 Fixed
36-month 0.95 0.95 Fixed
48-month 1.15 1.15 Fixed
60-month 1.49 1.50 Fixed
$500 Minimum Balance Required
*Penalty for early withdrawals. IRA Minimum 12 Month Term

 

Money Market Savings** Rate APY
$0 - $9,999.99 0.10 0.10
$10,000 - $99,999.99 0.15 0.15
$100,000 - $249,999.99 0.25 0.25
$250,000 - $499,999.99 0.30 0.30
$500,000 OR MORE 0.40 0.40
$1,000 Minimum Balance to Avoid Service Charge
No Minimum Balance to Obtain APY
Money Market Checking**
(Star/Liberty/Timber Rattlers Checking)
Interest Rate APY
$1,000 - $9,999.99 0.10 0.10
$10,000 - $24,999.99 0.15 0.15
$25,000 OR MORE 0.20 0.20
$1,000 Minimum Balance
Interest Checking**
(Partner / VIP Checking)
Interest Rate APY
$1,000 - $9,999.99 0.10 0.10
$10,000 OR MORE 0.15 0.15
$1,000 Minimum Balance
HSA Checking** Interest Rate APY
$0 - $999.99 0.10 0.10
$1,000 - $4,999.99 0.15 0.15
$5,000 - $9,999.99 0.20 0.20
$10,000 OR MORE 0.30 0.30
No Minimum Balance to Obtain APY
Savings** Interest Rate APY
$100 - $9,999.99 0.20 0.20
$10,000 - $24,999.99 0.25 0.25
$25,000 OR MORE 0.30 0.30
$100 Minimum Balance
Liberty or Young Savers Savings** Interest Rate APY
$0.00 - $9,999.99 0.10 0.10
$10,000 - $24,999.99 0.15 0.15
$25,000 OR MORE 0.20 0.20
Holiday Club** Interest Rate APY
  0.15 0.15
No Minimum Balance
IRA Open Deposit** Interest Rate APY
$0 - $999.99 0.10 0.10
$1,000 - $4,999.99 0.15 0.15
$5,000 - $9,999.99 0.20 0.20
$10,000 OR MORE 0.30 0.30
No Minimum Balance
**INTEREST RATES ARE SUBJECT TO CHANGE AT ANY TIME
**ACCOUNT FEES MAY REDUCE EARNINGS
**MEMBER FDIC

January 2, 2015